Refinancing

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Refinancing your home loan

Whether you’re looking to lower your monthly payments, reduce your interest rate, access equity for renovations, or consolidate debt, we’re here to guide you through the process. We take the time to understand your unique situation, offering personalized advice and support every step of the way. Our goal is to make refinancing a seamless experience, ensuring it brings you closer to achieving your financial aspirations and providing peace of mind for your future.

Key reasons for refinancing your loans

Lower interest rates

Reduces monthly repayments and overall interest paid over the life of the loan

Change of loan type

Switching from variable to fixed rates for stability of repayments, especially if interest rates are rising. Alternatively switching from fixed to variable if rates are expected to decrease and allows the borrower more flexibility.

Access to home equity

Property owners can access equity built up in their home which can be used for renovations, investments, or other significant expenses.

Consolidate debt

Refinancing can allow property owners to consolidate high interest debts such as credit cards and personal loans into their mortgage at a lower interest rates for more manageable repayments.

Responding to life changes

Changes in income may drive the homeowner to lower repayments either through obtaining a lower interest rate and/or extending the term of their home loan.

Enhanced Features and Better Rates

If current lender doesn’t offer them, or if they do, they aren’t as competitive. This can include obtaining access to redraw, offset facilities, the ability to make extra repayments, or higher rate discounts.

An exceptionally unique experience tailored to you

1. Comprehensive Mortgage Comparison

We’ll assess your finances and compare loans to find the best terms and rates.

2. Tailored Mortgage Solutions

We’ll assess your finances and compare loan options to find the best mortgage terms and rates for you.

3. Expert Loan Negotiation

We’ll negotiate with lenders for the best terms and provide guidance on loan structure, fees, and long-term financial planning.

4. Comprehensive Loan Guidance

We offer advice on loan structure, fees, repayment strategies, and long-term impacts, including refinancing options.

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Frequently asked questions

What services do you offer?

We specialises in residential property finance which involves a range of mortgage products and services designed to meet the diverse needs of homebuyers and investors. As a mortgage broker, our goal is to simplify this process for clients, offering expert advice, comprehensive loan comparisons, and personalised service to help them secure the best possible financing for their property purchase or investment.

What are your credentials?

The founder and director of Novalend, Brittni McGuinty, has a Bachelor of Commerce, finance, accounting, and management major from St Mary’s University in Halifax, Nova Scotia Canada.

Learn More about Novalend

How can I get started?

You can contact the team via phone call, email or send an enquiry on our website. Our opening hours are Monday to Friday, 8:30 am to 5 pm.

Contact us today

Ready to Get Started?

Take the first step towards your financial goal. Contact us today to schedule a consultation with the team at Novalend.

Ready to get started?

Take the first step towards your financial goal. Contact us today to schedule a consultation with the team at Novalend.

Contact us

Address

660B Newcastle Street,

Leederville WA 6007

Let’s connect

+61 449 885 066

hello@novalend.com.au

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