We understand how exciting and overwhelming buying your first home can be. We are here to guide you through your first home buyer loans journey. There are special mortgage products that come with benefits like lower deposits, government grants, and various incentives, all designed to make your journey to homeownership more accessible. Let us help you take that big step towards owning your dream home.
First Home Buyer
Your first home
Am I eligible?
Wondering if you’re eligible for a home loan? As a first-time home buyer, the process can seem overwhelming, but we’re here to help. Eligibility for a home loan depends on various factors, including your credit score, income, employment history and current debts. Typically, lenders look for a stable income, a good credit history and a manageable debt-to-income ratio. If you’re unsure about where you stand, our team can guide you through the pre-approval process, helping you understand your financial situation and what you need to qualify. With the right preparation and support, your dream of homeownership can become a reality.
Types of loans available
An exceptionally unique experience tailored to you
1. Comprehensive Mortgage Comparison
We’ll assess your finances and compare loans to find the best terms and rates.
2. Tailored Mortgage Solutions
We’ll assess your finances and compare loan options to find the best mortgage terms and rates for you.
3. Expert Loan Negotiation
We’ll negotiate with lenders for the best terms and provide guidance on loan structure, fees, and long-term financial planning.
4. Comprehensive Loan Guidance
We offer advice on loan structure, fees, repayment strategies, and long-term impacts, including refinancing options.
Frequently asked questions
What services do you offer?
We specialises in residential property finance which involves a range of mortgage products and services designed to meet the diverse needs of homebuyers and investors. As a mortgage broker, our goal is to simplify this process for clients, offering expert advice, comprehensive loan comparisons, and personalised service to help them secure the best possible financing for their property purchase or investment.
What are your credentials?
When it comes to buying your first home, you deserve expertise and reliability. At Novalend, we bring you both. Our founder and director, Brittni McGuinty, holds a Bachelor of Commerce with majors in Finance, Accounting, and Management. With her extensive knowledge and commitment to excellence, Novalend is your trusted partner in navigating the home-buying process.
How can I get started?
You can contact the team via phone call, email or send an enquiry on our website. Our opening hours are Monday to Friday, 8:30 am to 5 pm.
Ready to Get Started?
Take the first step towards your financial goal. Contact us today to schedule a consultation with the team at Novalend.
Ready to get started?
Take the first step towards your financial goal. Contact us today to schedule a consultation with the team at Novalend.
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